What you should do if this happens to you!
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| Ways to save on your auto insurance |
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| Ways to save on your auto insurance |
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Shop around and compare prices. A list of companies can be found in your local yellow pages of your phone book.
Maintain a good driving record.
Take the highest deductible the insurance will allow for collision and comprehensive coverage. A higher deductible will lower your premium.
More ways to save!
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How To File An Insurance Claim
There are several different ways that you are able to file a casualty claim according to your companies' guidelines. For example, most insurance companies have a toll free 24 hour hotline. You may be able to complete a form online through the online claims center or contact your agent. Although, some claims can be complex and cannot be submitted over the Internet.
The surest way to get the best response is by filing a claim through the insurance company's toll-free number. That way, you are provided with a claim number and your insurance adjusters contact information immediately. If you are involved in an automobile accident involving injuries, you should notify your insurance company instantaneously and make sure the accident is reported to the police while before leaving the accident scene.
Information required in the first notice of claims
- The name, address, and phone numbers of claimants and insureds and any witnesses
- The policy number of the insured
- The date and location of the accident, injury, loss or damage
- The details of the accident, injury, loss or damage
- Physicians name, address, phone and dates of treatment
- A description and value of damages
- The date and place any police reports were filed
- Type of vehicle involved, including drivers name and license number
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More Information:
The Role of The Insurance Company/Adjuster
In 2005, there were nearly 6,420,000 auto accidents in the United States.
About 115 people die every day in vehicle crashes in the United States, estimating one death every 13 minutes.
Motor vehicle crashes are the leading cause of death for U.S. teens, accounting for 36% of all deaths in this age group.
California leads the nation in traffic fatalities. More than 4,000 sustain serious injuries, such as quadriplegia, paraplegia, brain injuries, and spinal cord injuries.
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Insurance Resources
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