What you should do if this happens to you!
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| Ways to save on your auto insurance |
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Shop around and compare prices. A list of companies can be found in your local yellow pages of your phone book.
Maintain a good driving record.
Take the highest deductible the insurance will allow for collision and comprehensive coverage. A higher deductible will lower your premium.
More ways to save!
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Other Injury Types
Fracture - There are 206 bones in the body. A fracture is any break in the bone. A fracture can be anything from a simple crack to a complete break through the bone.
Fractures may occur as a result of a traumatic incident, repetitive stress, or abnormal weakening of the bone.
Most fractures are caused by a sudden, excessive force that can be either direct (bone breaking at point of impact) or indirect (break usually occurs at a distance from the point where the force was applied).
Internal injury - Internal injuries from a car accident include injuries to bowels, kidneys, the spleen, liver, lungs, heart or aorta. Fractured ribs are quite common and may also puncture lungs and other internal organs. Torn spleens are also a frequent injury and may require extensive hospitalization.
Scarring or disfigurement - Any type of injury from an accident can cause scarring, which is part of the body's natural response to traumatic injury. Some scarring, however, can cause long-term and even lifelong pain, discomfort, and distress. Certain disfigurements, especially to the face, neck, arms or hands, which are usually visible to the public, can seriously affect your day-to-day life. Burns, sunken scars, and other evidence of injury can even affect your ability to keep or secure employment, if your job requires a great deal of public contact or exposure.
Head injury - Traumatic brain injury (TBI) is an extremely serious injury that may result in a car accident. Such a brain injury occurs when the external force of a car accident traumatizes the brain. Brain injury may lead to permanent or temporary impairment of the brain's functions. Skull fractures, bruises of the brain (hematoma), and nerve damage are often related to such brain injury. Brain injuries are more common in side impact car accidents than in rearend auto accidents.
Paraplegia - The causes range from trauma (acute spinal cord injury: transsection or compression of the cord, usually by bone fragments from vertebral fractures) to tumors (chronic compression of the cord), myelitis transversa and multiple sclerosis.
While some people with paraplegia can walk to a degree, many are dependent on wheelchairs or other supportive measures.
Scald/burn - A burn injury is defined as damage to the skin or other organ from contact with heat, radiation, electricity or chemicals.
Loss of limb - Losing a limb can be as traumatic an experience as losing a spouse or a child. Physical rehabilitation alone may not be sufficient to help an injured person adjust to such a loss. Loss of a limb frequently results in significant blood loss, shock, infection, and even death.
The term "limb loss" refers to the absence of any part of an extremity, such as an arm or leg, due to surgical or traumatic amputation. A traumatic amputation is one that occurs as a direct result of a personal injury and is a part of the accident itself. Accident-related amputation can range from the loss of a fingertip to the loss of an arm or a leg.
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More Information:
Other injury types
MRSA
In 2005, there were nearly 6,420,000 auto accidents in the United States.
About 115 people die every day in vehicle crashes in the United States, estimating one death every 13 minutes.
Motor vehicle crashes are the leading cause of death for U.S. teens, accounting for 36% of all deaths in this age group.
California leads the nation in traffic fatalities. More than 4,000 sustain serious injuries, such as quadriplegia, paraplegia, brain injuries, and spinal cord injuries.
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Insurance Resources
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