What you should do if this happens to you!
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| Ways to save on your auto insurance |
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Shop around and compare prices. A list of companies can be found in your local yellow pages of your phone book.
Maintain a good driving record.
Take the highest deductible the insurance will allow for collision and comprehensive coverage. A higher deductible will lower your premium.
More ways to save!
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What to do Before Leaving the Accident Scene
Stop and keep calm - do not drive away from the accident and do not argue with any other drivers involved. If you do not feel safe to exit your vehicle, wait for the police to arrive!
Call an ambulance if needed - First aid should be administered, but at no time should an injured person be moved unless the situation poses a life-threatening event, such as a vehicle leaking gas. If someone on the accident scene is a certified physician or has lifesaving expertise, it would be safe for them to intervene.
Call the police - Dial 911 to notify appropriate law enforcement authorities.
Gather information - Exchange information with parties involved. Useful information would include, license number, (including state), registration information, insurance information any and all names and phone numbers of witnesses to the accident. Make sure you get a brief description of how the accident occurred and take photos of the accident scene if you have a digital camera handy. (Useful tip: always keep a disposal camera in the glove box, so that if you are involved in a crash, you can take photos of the accident scene as well as the damages to the vehicles involved)
Call your insurance company - Use the toll free claims phone number which is usually listed on your insurance card or notify your agent.
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In 2005, there were nearly 6,420,000 auto accidents in the United States.
About 115 people die every day in vehicle crashes in the United States, estimating one death every 13 minutes.
Motor vehicle crashes are the leading cause of death for U.S. teens, accounting for 36% of all deaths in this age group.
California leads the nation in traffic fatalities. More than 4,000 sustain serious injuries, such as quadriplegia, paraplegia, brain injuries, and spinal cord injuries.
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Insurance Resources
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